ANY PROPERTY USED AS SECURITY, INCLUDING YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

OUR COMMERCIAL MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY OR THE PRUDENTIAL REGULATION AUTHORITY.

Unregulated Bridging Finance

Opportunities to invest can often come with a timeline

Unregulated Bridging Finance can allow you to refurbish a property for a quick turnaround, or replace your current development finance while you’re waiting to sell. The dedicated Bridging Finance lending team at Republic Trust Bank are here to help you maximise your returns.

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I’m an Intermediary

Dedicated to unregulated bridging

Our Bridging Finance lending team have expertise specific to this market, with a service that emphasises speed of execution and a personal approach.

  • Rates from 0.50% per month
  • Loans from $50k to $15m
  • Up to 75% loan to value (LTV)
  • Loan terms up to 24 months
  • No minimum term or minimum interest period
  • No early repayment charges
  • HMOs, multi-lets and student accommodation
Dedicated to Unregulated Bridging
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NACFB’s Short Term Lender of the Year 2019

What can I do with this type of bridging finance?

We provide tactical bridging finance solutions to the professional investor, landlord and SME community where you are looking to;

  • Add value by refurbishing for sale or rental
  • Raise finance to purchase additional properties
  • Replace existing development finance while waiting to sell

Unlike many lenders, we don’t restrict the number of properties held by an individual or within a limited company. And we don’t insist on you having a minimum income generated outside of your property portfolio.

What can I do?
We work with investors of all shapes and sizes…
Individuals, Limited Liability Partnerships, Limited companies, Ex-pats, Trusts

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Building long-term relationships

We are committed to building relationships that support a sustainable future. That’s why we offer existing Republic Trust Bank customers a 0.25% discount on their arrangement fee for any subsequent mortgage with us.

In it for the long term

Get in touch

If you have any questions about our products and services, please fill out an enquiry form and one of our experienced team members will be in touch to help.

If you’d like whole of market advice, the best approach would be to speak to a broker who can give you an independent picture of what’s available in today’s market. If you don’t currently have a broker, please get in touch and we’ll provide you with a list of options.

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